Latest Debt Consolidation/Finance Articles
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Date Submitted: 17th of January 2008 |
| A self-employed person is someone who runs their own business
and works for themselves without an employer. Directors of small
limited companies, although technically employed on a PAYE
basis, will generally be classed as self employed when it comes
to applying for a mortgage or remortgage. |
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Date Submitted: 17th of January 2008 |
| If you’re a college student, you probably already have a credit
card. If not, you may have plans to get one or more soon. So why
should you read on? |
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Date Submitted: 8th of January 2008 |
| There is a lot of confusion surrounding UK credit ratings,
credit scores, credit blacklists, credit reports, and credit
files. This guide to your credit rating aims to give you the
facts you need. |
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Date Submitted: 8th of January 2008 |
| Your credit report--a type of consumer report--contains
information about where you work and live and how you pay your
bills. It also may show whether you've been sued or arrested or
have filed for bankruptcy. Companies called consumer reporting
agencies (CRAs) or credit bureaus compile and sell your credit
report to businesses. |
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Date Submitted: 8th of January 2008 |
| Households across the country are finding themselves in a similar situation. They lack the financial funds to make the necessary changes to their home and need to find a way to fund upgrades and eliminate debt. |
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Date Submitted: 21st of February 2006 |
| This is the last article in our series on how to get and stay out of debt. So far you have learned the impact of debt, how to analyze your debt, reduce your interest rates, free up some extra income, pay off your debt, avoid falling back into debt, and insure yourself against unforeseen circumstances. This final article will show you how to invest financially into your future. |
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Date Submitted: 21st of February 2006 |
| Most people are only one major disaster or a few weeks of unemployment away from bankruptcy. If you have done all this work to get out of debt, you don’t want it to all be in vain, just by one major crisis hitting you or your family. There’s nothing you can do to totally protect yourself from every type of catastrophe, but there are steps you can take to significantly reduce your risk. |
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Date Submitted: 21st of February 2006 |
| So far this series of articles has covered how to get out of debt. The remainder of the series will teach you how to stay out of debt, stop living paycheck to paycheck and how to start saving and investing for retirement. If you are still working on paying off your debt, feel free to read ahead because these are principals that can help you now, but I also recommend book-marking this page or printing it for future reference. |
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Date Submitted: 21st of February 2006 |
| Hopefully by now you are committed to paying off your debt and you have freed up at least a little extra income to help you do it. Now, it’s time to start paying it off. The first step is determining which debt to pay off first. Most people are tempted to try to pay off their largest debt first, but this usually isn’t the right thing to do. |
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Date Submitted: 21st of February 2006 |
| You were warned in the first article of this series that paying off your debt was going to require some work and sacrifice. That’s what this article is all about. Learning how to reduce the amount of interest you are paying on your debt in step 4 is a great start. If you haven’t done so already, I’d suggest recalculating the total cost of your debt with the reduced interest. You should already be seeing a pretty big difference and that will help to give you the motivation you’ll need for this step. |
