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Credit Card Consolidation Articles

Student Credit Cards 101: A Student Guide to Credit
Date Submitted: 17th of January 2008
If you’re a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on?

Low Interest Credit Cards - Why Wait?
Date Submitted: 8th of June 2005
While there are many choices in low interest credit cards, choosing the best credit cards can be tricky without an accurate source of information. Maybe you're hoping to transfer a balance off of a high interest credit card or finance a major purchase at a low percentage rate, or maybe you'd like to improve or establish your credit rating.

How a Credit Card Can Be Your Friend
Date Submitted: 25th of January 2005
We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain the finance charges have on their families.

Searching For a Low Interest Credit Card?
Date Submitted: 2nd of December 2004
These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay off their card each month and so don't pay any interest. They are more concerned with having a credit card that has no annual fee.

Lower your credit card interest rate now!
Date Submitted: 4th of November 2004
With today’s credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple purchase and ultimately may take you years to pay off instead of months, should you make the minimum payment allowed. People often just pay the minimum balance as a way to improve their credit rating; this couldn’t be a more dangerous way to increase your credit score. Leveraging the credit card company to say "Uncle" to your ability to switch over is easier than you think.

Negotiating Rates with Your Credit Card Company
Date Submitted: 2nd of November 2004
Ok, let’s face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can. The good news however is that it doesn’t have to be a difficult or time-consuming process. In fact, it can be very easy indeed if you know what you’re doing.

The Credit Card Disease
Date Submitted: 2nd of November 2004
The little disease that comes with those credit cards. Oh yes, we all get it in the mail, all those offers to get a credit card.

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